Terms and Conditions

Last updated: July 1, 2025

Welcome to Picconeco. By accessing and using this website, you agree to comply with these terms and conditions of use.

Acceptance of Terms

By using this website, you confirm that you have read, understood, and accepted these terms and conditions in their entirety. If you do not agree with these terms, you should not use this site.

Description of Services

Picconeco provides information and educational resources on personal finance, investments, and the Colombian economy. Our services include articles, courses, calculation tools, and market analysis.

Legal Disclaimer

The information provided on this site is for educational and informational purposes only. It does not constitute financial, legal, or investment advice. Before making any financial decision, we recommend consulting with a qualified professional. This site is for informational purposes only and is not responsible for any loss of funds.

Intellectual Property

All content on this website, including texts, graphics, logos, images, and software, is the property of Picconeco or its licensors and is protected by Colombian intellectual property laws and international treaties.

User Obligations

By using this site, you agree to: • Not use the site for illegal purposes • Not attempt to access restricted areas of the site • Not copy, modify, or distribute our content without authorization • Provide truthful and up-to-date information

Limitation of Liability

Picconeco shall not be liable for direct, indirect, incidental, consequential, or punitive damages resulting from the use or inability to use this website or its services.

Applicable Law

These terms and conditions are governed by the laws of the Republic of Colombia. Any dispute related to these terms shall be subject to the exclusive jurisdiction of the courts of Bogotá, Colombia.

Modifications

We reserve the right to modify these terms and conditions at any time. Modifications will take effect immediately after their publication on the site.

Contact

For questions about these terms and conditions, contact us at info@picconeco.com.